Getting Investment and Financial Information Right
If you are interested in investing and looking for information to make the right decisions. You are at the right place. Make sure to complete the few steps below . I am here to help you with all aspects of personal finance and investing. I don’t manage anyone’s money but my own. I’m not investment advisers.
Again, my interest is solely in educational, amusing, and enriching.
Now, when you’re plying your trade in the investment world, you normally wouldn’t want to be loosing your money,” right? I think quite the opposite, of course. I look around at the supposed Wisdom in the world today, the Conventional Wisdom, and wish to put an end to it, to reform it. In fact I’m on a mission here — a mission to help people get their investment and financial information right.
I put few steps together which will help you make you make Investment and financial decisions right.
Let the Money Manager Manage Money for You?
May a time people say let the expert mange money you money and put your money in manged mutual funds.
three-quarters of all money managers of managed mutual funds under-perform the stock market’s average return? In other words, most of the Wise “professionals”out there are loosing to the market’s average return in most year- and they are paying themselves very, very well in the process. Money managers will try to persuade you they have some special wisdom or crystal ball. Unfortunately, their impressive- sounding jargon is hogwash when compared to the actual performance of the market average. If you’re ever going to invest in mutual funds, look only as far as an index fund, which tracks the market’s return at a very low cost.
Financial Gurus are experts in predicting the direction of the stock market
No one has ever proven the ability to predict the stock market’s future consistently and accurately.
We are amazed and amused by all the people who still try to do it, and all the journalists who daily (or hourly!) quote them on the matter. Buy and hold good stocks, and don’t sweat where anyone’s telling you the market’s going. CONVENTIONAL WISDOM #3 Wall Street brokerage firms and professionals are a great asset to our society, and they’re worthy of our trust. FOOLISH RESPONSE Well, they spend hundreds of millions a year on TV commercials insisting so, but… ummmm… not even close. First off, it’s not in Wall Street’s best interests to teach you (go to www.Fool.com/school.htm to find out more). So long as you’re in the dark about investing, you’ll have to give your money over to Wall Street to manage it for you. That way, Wall Street professionals can charge you (hidden) fees to manage your money. The entire Wall Street industry is built on your not figuring out how to manage your money. And that, on the other hand, is exactly what your fellow Fools are here to help you do — for FREE. Further, most brokers are well trained in the subtle art of salesmanship and are paid based on how often you trade, not how well you do. That has created a massive conflict of interest, because the best way to invest is to buy and hold, not buy and sell and buy and sell again. The Wise have prevailed in the money world for far too long. Now it’s finally time that some Fools showed up and leveled the playing field. By “Fools,” of course, we don’t just mean ourselves — we also mean the millions of Foolish readers who come every month looking to answer each other’s Foolish questions on our discussion boards. All that we humbly ask is that you use whatever you may learn here for the benefit of good rather than evil, and that if you chance across some other Fool’s question that you can help out with on one of our discussion boards, that you give a thought to doing so. We believe that when you take control of your financial life, you’re taking control of your destiny, and that you’ll be rewarded by making the decision to do so. By the time you’re done with our 13 Steps, you’ll be well on your way to a lifetime of successful do-it-yourself investing and extreme Foolishness. But before we get into all that investing stuff, first a word about your credit card sponsor…